The Cash-time app platform provides a mobile-based solution for the Village Savings and Loans Associations (VSLAs) under the Youth Engagement and Empowerment project (YEEP) to manage their savings and loan activities, allowing them to easily record transactions, track repayments, and communicate with members.

The platform has been successful, with over 515 youths who were trained in the VSLA methodology using the Cash-time app platform. Through this App, VSLA members have continuous access to credit, improved loan repayment rates, and enhanced financial literacy.

YEEP beneficiary Ceasar Opar

Additionally, the app has helped to increase financial inclusion by reaching underserved communities that may not have access to traditional banking services. Ceaser Opar, a member of the Pilolonyo Youth Group is one of the beneficiaries of the VSLAs who has been using the Cash-time app.

He says that the app enables him to market and sell his produce to buyers and suppliers. Ceaser further revealed that the app can also be used to deposit and save money via mobile money platforms.

The app also keeps track of the user’s loan limits and sends reminders for loan payments and saving goals set up by each user according to their individual needs.